INDEX / FINTECH / PLAD
Plaid
PLAD · Nasdaq Managed by Plaid Last signal 3 days agoPlaid runs the connectivity layer that links consumer bank accounts to the apps moving their money. The S-1 frames a market migrating from fragile screen-scraping to permissioned API access — and names the networks, banks, and aggregators all reaching for the same rail.
S-1 named 9 competitors — 31 references to Stripe and Visa. Below: what the filing revealed, mapped against the field.
What the S-1 revealed
4 disclosures · extractedNames Stripe's Financial Connections as a direct competitor — 18 times across the filing.
S-1 · "Competition" p. 24
Discloses that its top 25 customers account for 38% of revenue — concentration it flags as a risk.
S-1 · "Risk Factors" p. 19
Frames Visa and Mastercard as both distribution partners and competitors — in the same paragraph.
S-1 · "Competition" p. 25
Cites bank-direct API mandates and open-banking rules as its single largest regulatory risk.
S-1 · "Risk Factors" p. 31
The field Plaid named
9 competitors · from the S-1Plaid
PLAD · the filer
Stripe
named 18×
Visa · Tink
named 13×
Mastercard · Finicity
named 9×
MX
named 6×
Envestnet · Yodlee
named 5×
Akoya
named 4×
Teller
named 3×
TrueLayer
named 2×
Trustly
named 2×
Node size is uniform edges weighted by S-1 mention count last refreshed Jun 09, 2026
Share of presence
preview · croppedPreview · Publictoday
Stripe
28%
Plaid
22%
MX
7%
Visa · Tink
14%
Mastercard
9%
Yodlee
6%
Signal timeline
competitor moves · last 90 days Jun 09, 2026 STRIPE Ships Financial Connections v2 — adds bank-direct coverage in three new markets; pricing undercuts per-call API fees.
Jun 02, 2026 VISA Folds Tink into its Open Banking bundle, packaging data access with card-volume pricing tiers.
May 27, 2026 MX Signs a data-portability partnership with two top-10 U.S. banks, bypassing aggregators.
87 more signals tracked in the last 90 days
May 21, 2026 ▓▓▓▓▓▓▓▓▓▓ ▓▓▓▓▓▓▓▓ ▓▓▓▓▓ ▓▓▓-▓▓▓▓ ▓▓▓▓▓▓▓▓▓▓▓ ▓▓▓▓▓ ▓▓ ▓▓▓▓▓ ▓▓▓▓▓▓▓▓ ▓▓▓▓▓▓▓ ▓▓▓▓ ▓▓▓▓▓▓▓.
May 14, 2026 ▓▓▓▓▓ ▓▓▓▓ ▓▓▓▓▓▓▓▓▓ ▓,▓▓▓ ▓▓▓▓▓▓▓▓▓▓▓▓ ▓▓ ▓▓▓ ▓▓▓▓▓▓▓▓▓ ▓▓▓▓-▓▓▓▓▓▓ ▓▓▓▓▓▓▓ ▓▓ ▓ ▓▓▓▓▓▓ ▓▓▓▓▓▓▓.
May 06, 2026 ▓▓▓▓▓▓▓ ▓▓▓▓▓▓▓▓ ▓▓▓-▓▓-▓▓▓▓ ▓▓▓▓▓▓▓▓ ▓▓▓ ▓▓▓ ▓▓▓▓▓ ▓.▓. ▓▓▓▓▓▓ ▓▓▓▓▓▓▓▓▓▓▓▓▓.
Apr 29, 2026 ▓▓▓▓▓▓ ▓▓▓▓▓▓▓▓▓ ▓▓▓▓▓▓▓▓ ▓▓▓ ▓▓▓▓▓▓▓▓▓▓▓ ▓▓▓▓▓ ▓▓▓ ▓▓▓▓▓▓ ▓▓▓▓▓▓▓▓▓ ▓▓▓▓▓▓-▓▓▓▓▓▓▓▓ ▓▓▓▓▓▓▓▓▓.
Is this your company?
Claim your competitive profile to unlock the other 8
competitors we mapped beyond your S-1, the full share-of-presence breakdown, and
87 more signals from the last 90 days.
Claim your competitive profile Verify with your @plaid.com email · report in 48h
This profile is claimed.
Verified and managed by Plaid since Jun 12, 2026. Your full Exposure Report — all
17 competitors, the presence map, and 90 signals — is ready.